Garden State Public Adjusters, Inc.

Claims Adjustment is the process of reviewing an insurance claim, verifying details, and determining the payout amount. It involves gathering evidence, evaluating policy terms, negotiating with the claimant, and resolving any discrepancies to reach a fair settlement.

It doesn’t take much to incur significant smoke or fire damage, that's because of the inherently devastating nature of any blaze, large or small.

Fire damage cleanup & repair is a service that cleans up smoke, soot, and water damage from a fire, removes debris, and restores surfaces, structure, and finishes to safe, pre-fire condition, including repairs, deodorization, and rebuilding as needed.

Flood Damage is a service that assesses and repairs water-related damage to buildings, including water extraction, drying, cleanup, mold prevention, and restoring structural integrity and safety after floods or leaks.

Flood Damage Claims is a service that helps homeowners and businesses report flood losses, document damage, and file insurance claims for payouts to repair or replace property and recover costs after a flood event.

General liability insurance protects a business from common risks like injuries, property damage, or advertising mistakes. It covers legal costs, settlements, and judgments up to a policy limit if a claim or lawsuit arises from day-to-day operations.

Insurance Claims is the process of reporting a loss to an insurer, providing details and documents, and seeking compensation or coverage according to your policy. It involves filing the claim, assessment, and possible approval or payout.

A Licensed Public Adjuster is a professional who helps homeowners and businesses file insurance claims, evaluate damages, and negotiate settlements with insurers on the policyholder’s behalf for fair and accurate payout.

Property Damage is a service that handles fixes or compensation after damage to someone’s property, such as a home or car. It involves documenting the damage, assessing cost, and coordinating repairs or settlement with the responsible party or insurer.

Public Adjusters are licensed professionals who help homeowners and businesses file insurance claims after damage. They assess losses, document repairs, negotiate with insurers, and advocate for fair settlements on the policyholder’s behalf.

Remodeling is improving or changing a space inside a building, like kitchens or baths, by updating layout, fixtures, and finishes to better fit your needs, enhance usability, and boost style and value.

. Fire and smoke damage claims often happen together, and we’re experts at handling both kinds. Smoke and soot can perpetuate “hidden damage,” which is often not seen by insurance adjusters.

Smoke Damage Claims is a service that helps you report, assess, and recover from fire and smoke damage to your property, including documenting damage, filing insurance claims, coordinating repairs, and guiding you through cleanup and restoration steps.

Storm Damage is a service that assesses and repairs property harmed by storms, including inspecting for leaks, wind, and hail damage, filing insurance claims, and restoring damaged roofs, siding, and interiors to safe, weather-ready condition.

Storm Damage Claims is a service that helps you report, document, and pursue compensation for damage caused by storms, including assessing loss, filing claims with insurers, coordinating estimates, and guiding you through the repair process.

Water Damage is a service that helps restore homes or businesses after flooding, leaks, or spills by drying, cleaning, drying out, removing mold, and repairing damaged walls, floors, and systems to prevent further harm.

Water damage is one of the most common types of claims that occurs in your home. It’s also one of the most devastating types of destruction that a property owner can face. Water Damage can cause havoc to your home and possessions. You may also face serious health hazards from dark or grey water.

Water Damage Claims is a service that helps you report and document water-related damage to property, assess the extent of loss, coordinate repairs with insurers, and guide you through filing claims and securing a payout for restorations and equipment losses.