Hawaii Public Adjusters

Air Conditioning is a system that cools and dehumidifies indoor air, making rooms comfortable. It involves circulating air through a unit, removing heat and moisture, and sometimes heating or filtering the air for cleaner, healthier living or working spaces.

Business Interruption Insurance helps cover lost income and extra costs when a business cannot operate due to a covered risk, such as damage from fire or natural disaster, helping pay ongoing expenses and recover quickly until normal operations resume.

Business Properties is a service that helps you manage and value commercial spaces, track ownership, leases, costs, and compliance, and provide data to support decisions about buying, selling, renting, or developing business locations.

Business Review helps assess a company’s performance, processes, and goals. It involves gathering data, identifying strengths and weaknesses, and creating actions to improve operations, efficiency, and outcomes.

The Claims Process is the steps to file and resolve a request for payment or benefits, including reporting a loss, submitting documentation, reviewing eligibility, assessing damages, and receiving a decision or payout.

Commercial Property is a service that helps you buy, sell, or manage business-focused real estate, like offices, shops, or warehouses. It involves market research, pricing, negotiations, leases, and coordinating transactions for commercial spaces.

Construction Defects is a service that helps identify, assess, and address problems in building work, such as structural, waterproofing, or finish defects, guiding repairs, legal options, and preventing future issues through inspections and expert advice.

Dispute Resolution is a service that helps people settle disagreements by discussing issues, exploring options, and reaching a fair solution with the help of a neutral facilitator or mediator.

Drainage is a service that improves water flow away from an area, fixing blockages and installing pipes or channels to prevent flooding. It involves assessing water paths, removing obstructions, and installing drainage solutions to keep surfaces dry.

Equipment Breakdown is a service that explains how mechanical or electrical equipment may fail, what risks it poses, and how to prevent or recover from damage. It covers coverage, claims, and safety steps to keep equipment up and running.

Fire Damage is a service that assesses and repairs damage caused by fire, smoke, and heat. It includes inspection, safety steps, cleaning, removing burnt materials, deodorizing, odor control, and repairing structure and contents to restore the property.

Fire Protection is a service that helps prevent fires and keep people safe. It involves designing and installing systems like sprinklers, alarms, and detectors, plus maintenance, inspections, and planning to reduce fire risk and protect lives and property.

Flood Damage is a service that assesses and repairs water-related damage to buildings, including drying out spaces, removing water, fixing structural issues, and restoring displaced belongings to prevent mold and further damage.

Flood Insurance is a policy that helps cover damage to your home or belongings caused by flood waters. It typically covers structure, contents, and related living costs, and is separate from standard homeowners insurance. Eligibility, limits, and waiting periods apply.

Home Insurance Claim is a service to report damage or loss to your home and start a process with your insurer to evaluate, approve, and pay for repairs or replacements covered by your policy. It involves filing details, documentation, and possible inspections.

Homeowner's Insurance is a policy that protects your home and belongings from damage or theft, and helps cover costs like repairs, replacement, and liability if someone is hurt on your property.

Homeowner's Policies are insurance plans that protect your home and belongings from damage or loss, covering things like fire, theft, and liability. They typically include dwelling, personal property, and liability protections with possible add-ons.

Homeowner’s Insurance is a policy that protects your home and belongings from damage or loss. It typically covers the structure, personal items, liability for accidents, and living costs if you can’t stay in your home due to a covered event.

Industrial Properties is a service that helps buyers, sellers, or developers manage and trade warehouses, factories, and manufacturing sites, including appraisals, market insights, zoning checks, and transactional support for leasing or selling facilities.

Insurance Appraisals provide expert assessments of a vehicle, home, or item’s value for insurance coverage, claims, and settlements, involving inspection, documentation, and a written report to determine accurate replacement or repair costs.

An Insurance Appraiser is a professional who assesses the value and condition of an insured item or property after a loss, inspecting damage, reviewing policies, and estimating repair or replacement costs for claims and settlements.

Insurance Claims is a service that helps you report a loss or damage to your insurer, gather evidence, fill out forms, and work with the insurer to get approved benefits or replacement or reimbursement for covered events.

Insurance Company Settlement is the process of agreeing on a final payment between a policyholder and the insurer after a claim. It involves evaluating the damage, negotiating the amount, and signing a settlement to resolve the claim and release the insurer from further liability.

Insurance Coverages helps you choose and understand different protection plans for your assets and health, explaining policy options, coverage limits, premiums, and claims, so you know what is protected and how to file a claim.

Insurance Programs are organized offerings that help individuals and businesses manage risk by providing coverage options (like health, auto, or property) and services such as enrollment, claims, and policy management to protect against costs from unforeseen events.

Insurance Umpire is a service that helps you understand and resolve insurance issues. It reviews policies, explains options, and guides claims or disputes to a fair, clear decision, with neutral, expert support throughout the process.

Personal Property is a service that helps you manage and protect items you own, like furniture, electronics, and cars. It involves valuing, insuring, documenting, and safeguarding these items from loss, damage, or theft.

Policy Coverages explains the different protections your insurance offers, what each coverage pays for, limits and deductibles, and how to choose the right options to guard against common risks.

Property Claim is a service that helps you report and file a claim for damage or loss to your property, guide you through the steps, assess coverage, and coordinate repairs or compensation with your insurer.

Property Claims is a service that helps people report and process damages to homes or buildings, assess the loss, determine coverage, and coordinate repairs or replacements with insurers and contractors.

Property Claims Adjusting is the process of evaluating and settling insurance claims for damage to homes or buildings. An adjuster investigates the loss, documents damage, estimates repair costs, negotiates with the insurer, and helps the customer reach a fair payout.

Property Damage is a service that helps assess and repair harm to buildings, homes, or other property after events like accidents, storms, or vandalism, covering damage evaluation, repairs, and safety steps to restore the asset.

Property Insurance is a policy that protects your home or business from financial losses due to damage or theft. It covers repairs or replacement, covers structures, contents, and sometimes liability, with plans tailored to property value and risks.

Property Policy Coverages are insurance protections that cover physical property and related risks, including damage, theft, or loss. It involves specifying insured properties, coverage limits, deductibles, and conditions for claims and reimbursements.

A Public Adjusting Company helps homeowners or businesses file insurance claims after a loss, guides them through the claim process, negotiates with insurers for a fair settlement, and ensures proper documentation and settlement according to policy terms.

Public Insurance Adjusters are professionals who help homeowners and businesses file insurance claims after damage. They assess losses, document evidence, negotiate with insurers, and strive to maximize settlements on the policyholder’s behalf.

Real Estate Appraisal is an expert estimate of a property’s value for sale, mortgage, or taxation, based on factors like location, size, condition, and recent sales, involving inspection, research, and a written report for decision-making.

Residential Claims is a service that helps homeowners file and manage insurance or warranty claims for their house repairs, including assessing damage, communicating with insurers, organizing documents, and guiding steps to resolve repairs quickly.

Residential Homes is a service that helps people buy, rent, or manage houses for living. It involves finding suitable homes, coordinating viewings, handling paperwork, and supporting tenants or buyers throughout the housing process.

Site Inspection is a service where professionals visit a location to assess its condition, safety, and compliance, check structures, utilities, and access, and report findings with recommended actions for maintenance or improvement.

Storm Damage is a service that assesses and repairs damage from storms, including wind, hail, and flooding. It involves inspection, documenting damage, coordinating insurance, and restoring roofs, walls, windows, and interiors to safe, livable condition.

Tailored Insurance is a personalized policy service that assesses your needs and crafts a custom coverage plan, selecting the right limits, deductibles, and riders to fit your situation, budget, and risk, with ongoing adjustments as life changes.

Water Damage is a service that detects and fixes issues caused by leaking or flooding, including drying out spaces, removing moisture, repairing damaged walls and floors, preventing mold, and restoring your home or business to its normal condition.

Windstorm Insurance is a type of coverage that protects your home or business from damage caused by strong winds, such as hurricanes and tornadoes. It helps pay for repairs, replacements, and related costs after a windstorm.