Xpert Public Adjusters

If your small claim is stuck, we use strategic tools like DFS Mediation and Appraisal to break the deadlock. Our licensed experts represent your interests to hold the insurance carrier accountable to your policy limits, even on smaller losses.

As Licensed Roofing Contractors, we inspect the "bones" of your roof. We look at trusses, decking, and insulation for signs of storm or water damage, ensuring your insurance claim reflects the true cost of a safe, code-compliant roof.

When your business stops, the bills don't. We specialize in navigating complex Business Interruption Claims to recover lost revenue and operating expenses. We dive deep into your policy and financial records to ensure you receive every penny required to get your doors back open and your staff paid.

We handle every administrative detail of your property claim from start to finish. Our team coordinates with field adjusters and manages all carrier correspondence, ensuring your claim stays on track for the largest settlement in the shortest time.

We inspect to ensure your property meets current Florida Building Codes. If your damage requires "Law and Ordinance" upgrades, we document those requirements to force the insurance company to pay for necessary, code-compliant rebuilding.

Florida building codes often require a full roof replacement if 25% or more is damaged. We use our roofing license to force carriers to honor these laws, holding them to your policy limits to ensure your home meets current safety standards.

Commercial losses require a high level of Xpertise. We handle large-scale Commercial Claim Loss for warehouses, office bldgs, & retail spaces. Commercial property damage is high stakes & work tirelessly to secure the largest settlement in the shortest time possible so you can get back to business.

Insurance companies often deny small claims hoping you’ll go away. As licensed contractors and roofers, we provide the technical proof needed to overturn denials. We identify the structural "why" behind the damage that field adjusters often overlook.

Got a lowball offer or a NO from your carrier? Don't settle! We specialize in turning around Denied & Underpaid Claims. We utilize strategic tools like DFS Mediation & Appraisal to challenge the insurance company’s Goliath tactics. We’ll fight to recover the maximum settlement you deserve.

We compile and administer comprehensive evidence packages, including moisture mapping and structural reports. As Licensed General Contractors, our administrative filings carry the weight of technical authority that forces carriers to take your loss seriously.

In an emergency, the initial steps are critical. We guide you through the mitigation process while documenting the loss for your carrier, making sure the "undisputed payment" is just the beginning of your full recovery.

Don't let carriers underpay your flood loss. We provide professional estimates grounded in real-world rebuilding costs to ensure your claim covers every aspect of the damage, from structural repairs to professional drying services.

We go beyond the surface. Using our 20+ years of construction experience, we conduct forensic inspections to identify structural failures that insurance adjusters miss. Our mission is to document every detail to hold your carrier to your policy limits.

We don’t just look at damage; we see the scope of work required to fix it. Leveraging our General Contractor license, we identify every necessary home repair to ensure your insurance settlement reflects actual market rates for labor and materials. We hold carriers to their policy limits.

Navigating policy language is tough for any loss. We act as your professional advocate, translating complex terms into actionable results. Our goal is to secure the largest settlement possible in the shortest amount of time, regardless of claim size.

After a storm, hidden damage can ruin your home's integrity. We inspect for wind uplift, shingle seal failure, and structural shifting. Our detailed reports provide the technical proof needed to secure the largest settlement in the shortest time.

We don't just file paperwork—we advocate! We bring over 20 years of building expertise to the table as Insurance Claims Specialists to ensure your damage is fully documented. Our mission is to hold your insurance co. to the policy limits from day 1. Fire, water, or wind, the Xperts on your side!

As licensed contractors, we specialize in documenting interior structural repairs—from damaged load-bearing walls to compromised floor joists. We provide the technical proof and code-compliance requirements that force carriers to pay for a safe and complete reconstruction.

We don’t just inspect homes; we find the damage your carrier missed. Using our 20+ years of building expertise, we identify structural and system failures to hold your insurance company to its policy limits. Get a professional eye on your side!

When administration stalls, we take action. We handle the filing of Appraisal Demands and DFS Mediation requests. We manage the paperwork and professional representation required to break deadlocks and secure the funds owed under your policy.

Don’t let "small" damage lead to a big out-of-pocket loss. We use our 20+ years of building experience to document minor roof, water, or fire damage, ensuring your carrier pays the full cost of professional repairs rather than a "quick fix" settlement.

Water damage often hides behind walls. As Licensed Mold Assessors, we use advanced tools to inspect for moisture migration and mold growth. We provide the technical proof required to ensure your carrier pays for a healthy, mold-free environment.

Insurance companies often cap mold coverage. We use our Mold Remediator (MRSR210) and Assessor (MRSA198) licenses to prove the necessity of professional remediation, ensuring your settlement covers all health and safety requirements.

Sudden pipe failures require Xpert documentation. We handle the technical assessment of flooring, cabinetry, and structural drying costs, advocating for the largest settlement in the shortest time to restore your property.

Our mission is to hold your insurance carrier to the strict terms of your policy. We provide professional administration of your claim documents to ensure every coverage detail is utilized, leaving no money on the table for your home or business.

After a hurricane or fire, we inspect for hidden safety hazards like compromised load-bearing walls or electrical issues. Our licensed experts ensure these critical repairs are included in your claim, securing a settlement that covers a safe restoration.

Stuck in a dispute? We provide a comprehensive home inspection to ground your Appraisal or Mediation in facts. We document building code requirements and real-world repair costs that "Goliath" carriers try to ignore.

Before you sign that settlement release, let us inspect the "final" offer. We identify underpaid items and overlooked damages, using our building inspector expertise to negotiate for the maximum funds owed under your insurance contract.

Stop talking to the insurance company alone! We act as your primary point of contact for all claim-related administration. We use our construction and adjusting Xpertise to manage the flow of information, protecting you from "Goliath" carrier tactics.

Did you discover more damage after your claim was closed? It’s not too late! We can Re-Open Claims to pursue the additional funds needed for proper repairs. With our background as Licensed General Contractors, we spot the hidden structural issues that field adjusters often miss.

The most powerful tool in a claim. While insurance companies use outdated software, we use our 20+ yrs of active building exp to create real-world estimates. We account for current FL building codes, permit fees, & contractor overhead, leaving the insurance company no room to lowball your settlement

We use our construction expertise to assess moisture migration and subfloor damage that field adjusters miss. Whether it's matching continuous hardwood or addressing tile tenting, we fight to ensure your carrier pays for the full replacement of your flooring system, not just a "patch job."

As Licensed Roofing Contractors, we provide technical assessments that field adjusters can't match. We identify wind uplift, hail bruising, and structural deck issues to ensure your carrier pays for a proper restoration, not just a temporary patch.

As a Licensed Roofing Contractor, we are the ultimate authority on roof repair & replacement. We see through the carrier's excuses when a full replacement is required by Florida building codes. We document wind lift, shingle damage, & structural deck issues to restore back to full integrity.

Did your initial insurance check fall short of your contractor's quote? We specialize in filing supplements. We use our roofing Xpertise to prove the real-world costs of labor and materials, ensuring no out-of-pocket expenses for you.

Found more damage after your initial check? We specialize in filing supplemental claims for additional costs. We use our CGC and CCC licenses to provide accurate rebuilding assessments that reflect real-world labor and material prices.

Insurance companies hate paying for matching tile. We don't care. We specialize in proving that "spot repairs" aren't feasible when specific materials are discontinued or when the damage is widespread. We verify material availability & labor costs, so your tile replacement is aesthetically seamless.

When a repair isn't enough, we fight for a total replacement. We provide detailed rebuilding cost assessments that include permit fees, overhead, and quality materials, ensuring your insurance check actually covers the cost of a new roof.

We utilize moisture mapping and 20+ years of construction expertise to uncover hidden damage. As licensed mold assessors, we ensure your carrier pays for the full scope of water intrusion, holding them to your policy limits for a complete recovery.

Water hides in walls and subfloors. We use advanced moisture detection to find the full path of a leak. As Licensed Mold Assessors, we ensure your inspection covers every inch of damage, forcing the carrier to pay for a complete, healthy restoration.

Storm damage is often subtle but devastating. We document "functional damage" that insurance companies try to ignore. Our goal is to secure the largest settlement for your roof in the shortest time, using our construction expertise as your shield.